The Benazir Kafalat Program, a flagship initiative under the Benazir Income Support Program (BISP), continues to empower vulnerable families in Pakistan. In 2025, the program’s Phase 4 was announced, offering a quarterly payment of 13,500 PKR to eligible beneficiaries. This initiative is aimed at ensuring financial support for the underprivileged segments of society.
Let’s explore the latest updates, eligibility criteria, application process, and key details of this program.
Read More: Punjab CM Maryam Announces Scholarships
Table of Contents
What Is the Benazir Kafalat Program?
The Benazir Kafalat Program is a social protection scheme introduced by the government to support financially challenged families across Pakistan. The initiative provides quarterly financial assistance to women, helping them manage household expenses, invest in their children’s education, and meet basic needs.
In 2025, the program entered its fourth phase, enhancing transparency and extending its reach to new deserving households.
Read More: NADRA Mobile Registration Vans
Key Details of the Program
| Feature | Details |
|---|---|
| Program Name | Benazir Kafalat Program 2025 |
| Phase | Phase 4 |
| Installment Amount (Qist) | PKR 13,500 per eligible household |
| Eligibility Criteria | Low-income families meeting program criteria |
| Disbursement Mode | Bank transfer, ATM card, or designated centers |
| Start Date | January 2025 |
| Managed By | Benazir Income Support Program (BISP) |
Application Submission Deadline
The application process for Phase 4 is open now, with the deadline set for January 31, 2025. Ensure all required documents are submitted before this date.
Key Features of Benazir Kafalat Program Phase 4
- Payment Amount: 13,500 PKR quarterly per beneficiary.
- Expanded Coverage: More families are being included under Phase 4.
- Biometric Verification: Payments will be issued through NADRA-verified biometrics to ensure transparency.
- Inclusive Process: A dedicated system for registering eligible new households has been launched.
Eligibility Criteria for the Benazir Kafalat Program
To qualify for the Benazir Kafalat Program, applicants must meet the following requirements:
- Be a Pakistani citizen with a valid CNIC.
- Belong to a low-income family verified through the National Socio-Economic Registry (NSER).
- Women applicants must be heads of households or primary caregivers.
- Not be a government employee or part of a high-income family.
Read More: Application Status in the Dhee Rani Program
How to Apply for the Benazir Kafalat Program Phase 4
Follow these steps to apply for the program:
Step 1: NSER Registration
- Visit the nearest NSER Registration Center to check your eligibility. Provide your CNIC and confirm your household data.
Step 2: Biometric Verification
- Complete the biometric verification process at NADRA centers to ensure your data is secure and accurate.
Step 3: Receive Payment
- Once verified, you will be notified about your inclusion in the program. Payments will be made quarterly to your registered account or through designated centers.
Required Documents for the Benazir Kafalat Program
- Original CNIC of the applicant (must be valid).
- Proof of household income (if required).
- NSER Registration ID or confirmation slip.
Benazir Kafalat Program Start With Qist Phase 4
| Quarter | Payment Amount | Payment Month |
| 1st Quarter | 13,500 PKR | January 2025 |
| 2nd Quarter | 13,500 PKR | April 2025 |
| 3rd Quarter | 13,500 PKR | July 2025 |
| 4th Quarter | 13,500 PKR | October 2025 |
How to Receive the Payment
- Through Bank Accounts: Payments will be directly transferred to registered bank accounts.
- ATMs: Beneficiaries with BISP debit cards can withdraw funds via ATMs.
- Designated Centers: Visit the nearest disbursement center with your CNIC for cash collection.
Key Benefits of the Program
- Financial Support: Helps families meet their basic needs amid rising inflation.
- Women Empowerment: Direct payments to female heads promote financial inclusion.
- Poverty Alleviation: Aims to uplift economically disadvantaged households.
Conclusion
The Benazir Kafalat Program Phase 4 in 2025 is a lifeline for low-income families, providing financial stability and support. With the increased payment of 13,500 PKR, the initiative aims to uplift households and promote social welfare.
If you meet the eligibility criteria, make sure to register before the deadline and benefit from this vital government initiative.
Read More: 30 Million Loan Without Interest
Frequently Asked Questions
How can I check my eligibility for the program?
You can check your eligibility by visiting the nearest NSER Registration Center or sending your CNIC to 8171 via SMS.
What is the last date to apply for Phase 4?
The deadline for applications is January 31, 2025.
Can men apply for the program?
No, the program is specifically for women who are heads of households or primary caregivers.
How will I receive my payment?
Payments are distributed through designated biometric-enabled centers or deposited directly into your registered bank account.
Is there a fee to apply for the program?
No, the application process is completely free of cost.