The Benazir Kafalat Program is a pivotal initiative under the Benazir Income Support Programme (BISP), aimed at providing financial assistance to underprivileged women across Pakistan. As of January 2025, the quarterly stipend has been increased from PKR 10,500 to PKR 13,500, reflecting the government’s commitment to supporting low-income families.
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Eligibility Criteria for the Benazir Kafalat Program
To benefit from the Benazir Kafalat Program, applicants must meet specific eligibility criteria:
- Gender: The program primarily targets women to empower them financially.
- Economic Status: Households with a poverty score below a certain threshold, as determined by the National Socio-Economic Registry (NSER) survey, are eligible.
- Citizenship: Applicants must be Pakistani citizens possessing a valid Computerized National Identity Card (CNIC).
It’s essential to ensure that all personal information is up-to-date in the NSER database to maintain eligibility.
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How to Check Your Eligibility and Payment Status
Beneficiaries can verify their eligibility and payment status through the following methods:
1. SMS Service
The BISP offers a convenient SMS service for beneficiaries to check their status without needing internet access.
Steps to Check via SMS:
- Compose a New Message: Open your mobile’s messaging app and type your 13-digit CNIC number without any spaces or dashes.
- Send to 8171: Send the message to the shortcode 8171.
- Receive Response: Shortly after, you’ll receive a reply detailing your eligibility and payment status.
2. BISP Official Website
The official BISP website provides an online portal to check payment details.
Steps to Check via Website:
- Visit the BISP Portal: Navigate to the BISP official website.
- Access Payment Information: Look for the ‘Payment Information’ section on the homepage.
- Enter CNIC Number: Input your 13-digit CNIC number in the designated field.
- Submit and View: Click ‘Submit’ to view your payment status and history.
3. BISP Tehsil Offices
Beneficiaries can also visit the nearest BISP Tehsil office for assistance.
Steps to Check at Tehsil Office:
- Locate Nearest Office: Identify the closest BISP Tehsil office in your area.
- Visit with CNIC: Carry your original CNIC and visit the office during working hours.
- Consult BISP Representative: Provide your CNIC to the representative, who will check your eligibility and payment status.
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How to Receive the PKR 13,500 Payment
Once confirmed as eligible, beneficiaries can receive their payments through the following methods:
1. Bank Account Transfer
Payments are directly transferred to the beneficiary’s designated bank account.
Steps to Withdraw:
- Visit ATM: Go to an ATM of the bank where your BISP account is held.
- Insert ATM Card: Enter your ATM card and PIN.
- Select ‘Balance Inquiry’ or ‘Withdrawal’: Choose the desired option to check balance or withdraw funds.
- Collect Cash: Follow on-screen instructions to withdraw the amount.
2. Designated Payment Centers
BISP has established authorized payment centers for beneficiaries without bank accounts.
Steps to Collect Payment:
- Locate Payment Center: Identify the nearest BISP-authorized payment center.
- Visit with CNIC: Carry your original CNIC for verification.
- Biometric Verification: Undergo fingerprint scanning for identity confirmation.
- Receive Payment: Upon successful verification, collect your cash payment.
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Benazir Kafalat Program Payment Details
| Detail | Information |
| Payment Amount | PKR 13,500 per quarter |
| Eligibility Criteria | Women from low-income households with valid CNIC |
| Payment Frequency | Quarterly |
| Disbursement Methods | Bank transfers, ATM withdrawals, authorized payment centers |
| Verification Process | Biometric verification at payment collection points |
| Contact for Queries | BISP Hotline: 0800-26477 |
Common Issues and Solutions
Beneficiaries may encounter certain challenges during the payment process:
1. Biometric Verification Failure
Issue: Inability to authenticate fingerprints at payment centers.
Solution: Visit the nearest NADRA office to update your biometric data.
2. Payment Delays
Issue: Delay in receiving the quarterly payment.
Solution: Regularly check your payment status via the 8171 SMS service or BISP website. If delays persist, contact the BISP helpline.
Conclusion
The Benazir Kafalat Program plays a crucial role in providing financial assistance to low-income families, particularly women, across Pakistan. With the recent increase in the quarterly stipend to PKR 13,500, beneficiaries can receive their payments through bank transfers, ATMs, and designated payment centers.
To ensure smooth payment processing, it is essential to check eligibility via SMS (8171) or the BISP website and complete biometric verification at authorized centers. Those facing issues with payments can visit their nearest BISP Tehsil office or contact the BISP helpline (0800-26477) for assistance.
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