The Asan Karobar Card Scheme 2025 is an initiative by the Punjab Government to support small and medium-sized enterprises (SMEs) by providing interest-free loans. This program aims to foster entrepreneurship, reduce unemployment, and stimulate economic growth in the region. If you’re looking to apply for this scheme online, follow the steps outlined below.
Table of Contents
Details | Information |
Program Name | Asan Karobar Card Scheme 2025 |
Application Start Date | January 1, 2025 |
Application Deadline | March 31, 2025 |
Eligibility Age | 18 to 55 years |
Repayment Period | 5 to 7 years (based on business size) |
Priority Sectors | IT, Innovation, Technology-Based Businesses |
Application Portal | akc punjab gov pk |
Support Email | support@karobarcard.pk |
Eligibility Criteria for the Asan Karobar Card Scheme
Before applying, ensure you meet the following eligibility requirements:
- Age: Applicants must be between 18 and 55 years old.
- Residency: Must be a permanent resident of Punjab, Pakistan.
- Business Status: Should own a registered small or medium-sized business in Punjab.
- Business Focus: Priority is given to businesses involving technology or innovation, such as IT startups.
- Income Level: Low-income families are encouraged to apply.
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Required Documents for the Asan Karobar Card Scheme
Prepare the following documents for your application:
- Valid CNIC: Computerized National Identity Card.
- Proof of Residence: Utility bills, rent agreement, or domicile certificate.
- Business Registration Certificate: Proof of your business’s legal status.
- Bank Statements: Statements from the past six months.
- Detailed Business Plan: Outline of how the loan will be utilized and repayment strategy.
- Guarantor Details: If required, provide your guarantor’s CNIC and financial documents.
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Application Process for the Asan Karobar Card Scheme
Follow these steps to apply online:
- Visit the Official Portal: Go to the Punjab Small Industries Corporation (PSIC) website or https://akc.punjab.gov.pk/ to apply.
- Register an Account: Create an account by providing your personal details.
- Complete the Application Form: Fill in the form with accurate information about yourself and your business.
- Upload Required Documents: Attach scanned copies of all necessary documents.
- Submit the Application: Review all information and submit your application.

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Application Submission Deadline
The deadline for submitting applications for the Asan Karobar Card Scheme 2025 is March 31, 2025. Ensure all documents are prepared and submitted before this date to avoid any inconvenience.
Conclusion
The Asan Karobar Card Scheme 2025 is a valuable opportunity for entrepreneurs in Punjab to access interest-free loans for business growth. By meeting the eligibility criteria and following the outlined application process, you can secure the necessary funding to expand your business and contribute to the province’s economic development. Ensure all required documents are prepared and submitted before the application deadline.
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FAQs
What is the loan amount offered under this scheme?
The scheme provides interest-free loans ranging from PKR 100,000 to PKR 3 million, depending on the size and needs of your business.
Is there any interest on the loan?
No, the loans provided under the Asan Karobar Card Scheme are entirely interest-free.
What is the repayment period for the loan?
The repayment period is flexible, allowing up to seven years for small businesses and up to five years for medium-sized enterprises.
Can startups without prior revenue apply for loans?
Yes, startups, especially those in IT or innovative sectors, can apply if they meet the eligibility criteria and submit a comprehensive business plan.
Are agricultural businesses eligible under this scheme?
No, agricultural businesses are not included in the Asan Karobar Card Scheme, as they are covered under separate government initiatives.